Built for Shopify

Offer your own Buy Now, Pay Later.

Let customers buy today and pay in full on a date they choose, up to 30 days later. No separate BNPL provider required. All through Shopify Checkout.

Install LaterCharge

No monthly fees · Pay only when collection succeeds · Native Shopify Checkout

The problem

Your customer wants to buy. Just not pay today.

They found what they want. They're ready to order. But their money arrives later.

Give them another way to check out today, with a payment date that works for them.

How it works

Your store. Your Pay Later option.

01 — Buy now

Customers select Buy Now, Pay Later on your product page.

02 — Choose a date

They pick a payment date up to 30 days later.

03 — Checkout today

They complete Shopify Checkout with $0 due today.

04 — Pay later

LaterCharge automatically requests the full payment on the selected date.

You decide when to fulfill orders.

LaterCharge

Everything you need to offer Pay Later.

• Your own Buy Now, Pay Later option
• No separate BNPL provider required
• Customers choose when to pay
• $0 due today through Shopify Checkout
• One automatic scheduled payment request
• You control fulfillment
• No monthly fees

Pricing

We only get paid when you do.

1.5% + $0.30

Per successful scheduled payment. No monthly fees. No setup fees.

FAQ

Questions, answered.

What is LaterCharge?

LaterCharge lets Shopify merchants offer their own Buy Now, Pay Later option. Customers buy today, choose when to pay, and complete Shopify Checkout with $0 due today.

How does Buy Now, Pay Later work?

Customers select a payment date up to 30 days away. LaterCharge schedules one full payment request for that date.

Do I need a separate BNPL provider?

No. LaterCharge works through supported Shopify Payments functionality. There's no separate BNPL provider or shopper account required.

Are there installments?

No. Customers choose one future payment date and pay the full amount once.

Who controls fulfillment?

You do. Manage and fulfill orders through Shopify as you normally would.

What does LaterCharge cost?

No monthly or setup fees. Just 1.5% + $0.30 per successfully collected payment.

Which stores can use LaterCharge?

Eligible Shopify stores using Shopify Payments and supported deferred-payment functionality.

Give customers another way to say yes today.

Offer your own Buy Now, Pay Later with LaterCharge.

Install LaterCharge